Financial Research Solutions
At the Time of Credit Appraisal of Proposed Client: INSIGHT 100 can provide a detailed & structured information about the affairs of the company applying to seek credit its promoters & directors and their relationships with other entities.
Tool to Keep Credit risk under check: Once loan is disbursed the performance of Credit fascillity is predominantly assessed on timely payment of EMI , Principal , Interest ,The Periodical submission of financial statements and other information. In this situation any mismanagement of credit facility which may put the loan facility under risk of being NPA/Willful defaulter comes to notice of Bank only after the damage is done, in fact in most of the cases long after the damage is done
However now the officer of bank monitoring any credit facility may call for INSIGHT 100 on any company to which the borrower made or is making payment using that facility. This report will help 5 in knowing the profile of that company and its financial strength and quality of statutory compliance of that company in next 24 hrs. Thus, lender will have timely firsthand information to assess if the borrower is using fund for designated purposes or is there any diversion of funds taking place. INSIGHT 100 thus can help bank officer in taking the necessary steps if any needed. This way INSIGHT 100 can help in minimizing the credit risk and fixing the accountability.
During Audit Process: If during audit process (Internal, statutory, concurrent or any other audit) auditor needs information about any entity, INSIGHT 100 is a useful tool to provide quick, detailed and structured information about that entity.
Coverage: INSIGHT 100 can be called for any company incorporated in:
- INDIA
- UK
- USA
- UAE
- BV
- BELGIUM
- CYPRUS
- HONG KONG
- MAURITIUS
- MALAYSIA